BAI2 Balance Reporting Specification
The BAI2 file format (preceded by BAI1) was developed by the Bank Administration Institute (BAI) as a cash management balance reporting specification. In 2008, the BAI transferred copyright ownership of the BAI file format to the Accredited Standards Committee X9, Inc. (ASC X9). ASC X9 has developed a next generation standard called the Balance Transaction Reporting Standard (BTRS).
The BAI2 specification established a common format for exchanging data. Balance reporting transmissions include data describing hundreds of different types of account activity, ranging from securities transactions to lockbox deposits. Each transaction, summary or balance classification has been assigned a uniform type code. The type code uniquely identifies the type of activity or balance being reported. Type codes are three-digit numbers used to identify the types of data reported. Codes are either Status, Summary or Detail.
Type Code |
Description |
| 10 | Opening Ledger |
| 11 | Average Opening Ledger MTD |
| 12 | Average Opening Ledger YTD |
| 15 | Closing Ledger |
| 20 | Average Closing Ledger MTD |
| 21 | Average Closing Ledger – Previous Month |
| 22 | Aggregate Balance Adjustments |
| 24 | Average Closing Ledger YTD – Previous Month |
| 25 | Average Closing Ledger YTD |
| 30 | Current Ledger |
| 37 | ACH Net Position |
| 39 | Opening Available + Total Same-Day ACH DTC Deposit |
| 40 | Opening Available |
| 41 | Average Opening Available MTD |
| 42 | Average Opening Available YTD |
| 43 | Average Available – Previous Month |
| 44 | Disbursing Opening Available Balance |
| 45 | Closing Available |
| 50 | Average Closing Available MTD |
| 51 | Average Closing Available – Last Month |
| 54 | Average Closing Available YTD – Last Month |
| 55 | Average Closing Available YTD |
| 56 | Loan Balance |
| 57 | Total Investment Position |
| 59 | Current Available (CRS Supressed) |
| 60 | Current Available |
| 61 | Average Current Available MTD |
| 62 | Average Current Available YTD |
| 63 | Total Float |
| 65 | Target Balance |
| 66 | Adjusted Balance |
| 67 | Adjusted Balance MTD |
| 68 | Adjusted Balance YTD |
| 70 | 0-Day Float |
| 72 | 1-Day Float |
| 73 | Float Adjustment |
| 74 | 2 or More Days Float |
| 75 | 3 or More Days Float |
| 76 | Adjustment to Balances |
| 77 | Average Adjustment to Balances MTD |
| 78 | Average Adjustment to Balances YTD |
| 79 | 4-Day Float |
| 80 | 5-Day Float |
| 81 | 6-Day Float |
| 82 | Average 1-Day Float MTD |
| 83 | Average 1-Day Float YTD |
| 84 | Average 2-Day Float MTD |
| 85 | Average 2-Day Float YTD |
| 86 | Transfer Calculation |
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